Refinancing my $176K Student Debt with Snowball
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Laurel Road refinances student loans specifically for medical and dental residents. The great part about Laurel Road is that you can refinance in all 50 states.
You can refinance in all 50 states
Refinancing available for medical and dental residents
You can see if you qualify and what rate you’ll get without a hard credit check
Don’t offer more flexible loan payments
You can’t postpone payments if you go back to school
You can only postpone payments up to 12 months if you meet certain criteria
Unlike most lenders, Laurel Road refinances in all 50 states.
If you are in the medical or dental field, this might be a great lender for you.
They will do a soft credit check to make sure that you qualify before doing a hard check on your credit.
Qualifying for Laurel Road is more possible since they offer refinancing in all 50 states. However, they do advertise specializing in loans for medical and dental residents. To qualify they require a minimum credit score of 700, a minimum loan balance of $5,000, and a Bachelor’s Degree.
Loan Amounts: Minimum: $5,000
Loan Qualifications: Federal, Private, and Parent PLUS loans
Fees or Prepayment Penalties: None
Loan Terms: 5, 7, 10, 15 & 20
Locations: You can refinance in all 50 states
Forbearance: Yes, up to 12 months
Easy Rate Check: Yes
You can compare the top student loan lenders on Snowball’s Student Loan Lender Marketplace or Snowball can provide you with a personalized plan!
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