Citizens One

Fixed APR
Variable APR
Easy Rate Check

Citizens Bank

3.75% - 8.69%
2.72% - 8.32%

Snowball's Take

Citizens Bank is best for those who didn't graduate or are not a U.S. citizen

Other Perks

Loyalty discount of 0.25%, Autopay discount of 0.25%, Cosigner release


Servicer First Mark Services
Easy Rate Check Yes
Forbearance Yes, up to 12 months
Eligible Loans Federal, Private
Available Terms 5 Years, 10 Years, 15 Years, 20 Years
Loan Balance Min $10,000.00
Loan Balance Max $350,000.00
Minimum Credit 680
Minimum Income $24,000.00
Origination Prepayment Fees none
Origination Prepayment Fees No minimum degree requirement