PenFed Credit Union

Fixed APR
Variable APR
Easy Rate Check

PenFed Credit Union

3.75% - 7.03%
2.85% - 7.59%

Snowball's Take

PenFed is the only lender that allows married couples to refinance together and is more flexible on income and credit score with a cosigner

Other Perks

Allows married couples to refinance together


Servicer in-house
Forbearance No
Eligible Loans Federal, Parent Plus, Private
Available Terms 5 Years, 8 Years, 12 years, 15 Years
Loan Balance Min $7,500.00
Loan Balance Max $300,000.00
Minimum Credit 670
Minimum Income $25,000.00
Origination Prepayment Fees none
Origination Prepayment Fees Bachelor Degree