Fixed APR
Variable APR
Easy Rate Check


3.90% - 7.80%
2.48% - 6.99%

Snowball's Take

SoFi is a great option if you are looking to work with more modern customer service and want strong career and network programs

Other Perks

Unemployment protection, Entrepreneur program including deferment and mentorship, Career and alumni network services


Servicer Mohela
Easy Rate Check Yes
Forbearance Yes, up to 12 months
Eligible Loans Federal, Parent Plus, Private
Available Terms 5 Years, 7 Years, 10 Years, 15 Years, 20 Years
Loan Balance Min $5,000.00
Minimum Credit 650
Minimum Income $0.00
Origination Prepayment Fees none
Origination Prepayment Fees Doctoral Degree